1900 E. Ocean Blvd, Long Beach, CA 90802
High Volume Merchant Accounts

Keep More Revenue
Where It Belongs

Smarter processing built for manufacturers, wholesalers, and high-volume B2B businesses. Lower fees, better control, and real human support — since 1995.

Built for Scale

Built for Complex Manufacturing Payments

Manufacturers, wholesalers, and distributors face unique payment challenges — large invoices, tight margins, and processors that don't understand B2B. We do. Our high-volume merchant accounts are purpose-built to handle the complexity and scale of industrial and commercial payments.

With over 35 years of experience and real human account managers, we deliver transparent pricing, interchange optimization, and the cash flow visibility your business demands.

🏭 Specialized solutions for manufacturers, wholesalers & distributors
Manufacturing business payment processing
High-volume payment processing built for manufacturing & B2B

Who We Serve

Our high-volume accounts are tailored for businesses that process large transactions and need a processor that understands the B2B landscape.

🏭

Manufacturers

Production businesses with large invoices, recurring orders, and complex billing cycles need a processor that won't flinch at volume.

  • Large-ticket invoice processing
  • Recurring B2B billing
  • Interchange optimization for manufacturing
  • Next-day funding available
🏢

Wholesalers

Wholesale operations demand low rates on high-volume transactions and processors that don't create friction at checkout or settlement.

  • Volume-based rate optimization
  • Reduced decline rates on large orders
  • Multi-location processing support
  • Transparent, no-surprise billing
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Distributors

Distribution networks require reliable payment infrastructure that keeps goods moving and cash flowing — with no processing bottlenecks.

  • Faster payment cycle management
  • Better cash flow visibility
  • ACH & card processing combined
  • Dedicated account manager
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B2B Companies

Business-to-business transactions carry unique data requirements. We handle Level 2 & Level 3 processing to maximize your interchange savings.

  • Level 2 & Level 3 data handling
  • Corporate & purchasing card optimization
  • Lower interchange on qualified transactions
  • Startups & smaller B2B businesses welcome
Business team reviewing payment costs
Real human support — no bots, no call centers, no runaround
Lower Costs & Better Control

Designed to Lower Costs and Increase Control

We identify savings opportunities most processors never surface. From interchange qualification to advanced transaction data, every lever is pulled in your favor.

  • Transparent pricing — no hidden fees or surprise line items
  • Interchange optimization on every transaction
  • Advanced Level 2 & Level 3 data handling
  • Faster payment processing & next-day funding
  • Reduced decline rates on high-ticket orders
  • Better cash flow visibility & reporting
  • Long-term cost savings as your volume grows

Frequently Asked Questions

Straight answers — no sales speak, no runaround.

Q1 What is a high volume merchant account?

A high-volume merchant account is designed for businesses that process large transaction amounts — often $100,000 or more per month. These accounts come with higher approval thresholds, optimized interchange rates, and processing infrastructure built to handle volume without the friction, holds, or reserves that standard accounts often impose on fast-growing B2B businesses.

Q2 How do merchant services for manufacturers reduce fees?

The primary method is interchange optimization. By submitting Level 2 and Level 3 transaction data — such as customer codes, tax amounts, and line-item details — qualifying transactions are processed at lower interchange tiers. Most standard processors skip this step entirely. We don't, and the savings add up fast at high volumes.

Q3 Who benefits most from these services?

Manufacturers, wholesalers, distributors, and any B2B company that processes large invoices or recurring orders benefit most. If your business regularly processes high-ticket transactions, deals with corporate purchasing cards, or experiences processor friction due to volume — a high-volume merchant account is the right fit.

Q4 Can smaller or newer businesses qualify?

Yes. Startups and smaller manufacturers can qualify through our flexible underwriting process. We evaluate the full picture of your business — not just processing history. If you're growing quickly or anticipating high volume, we'll structure an account that scales with you from day one.

Q5 What makes RS Merchant Services different?

Three things: transparency, relationships, and results. We don't hide fees or lock you into lengthy contracts. Every client gets a dedicated account manager — a real person, not an automated system. And we've been building long-term relationships with businesses since 1995, which means we focus on keeping you as a client, not just closing you as one.

RS Merchant Services office

Backed by Real Support & Straight Answers

Helping businesses save on every transaction for over 35 years. Wholesale rates, 24/7 support, and a dedicated rep for the lifetime of your account.

Ready to Take Control of Your Processing Costs?

Contact us today for a free consultation. We'll analyze your current processing and show you exactly where you're overpaying — no obligation, no pressure.

📞 (888) 700-6516  |  📞 (562) 639-6922  |  ✉️ info@rsmerchantservices.com