If you don't accept cards face to face, you're a MOTO merchant — and we have everything you need. Turn any internet-connected device into a full credit card terminal with no hardware, no software, and no hassle.
Card Not Present (CNP) — also known as MOTO (Mail Order / Telephone Order) — refers to any transaction where the cardholder isn't physically present at the time of payment. This includes online orders, phone-in sales, invoiced billing, and recurring subscriptions.
Our virtual terminal turns any computer or mobile device into a full-featured payment processing center. Key in card details, schedule recurring charges, process checks via ACH, and manage everything from one browser-based dashboard — with no equipment to buy and no software to install.
Six reasons our virtual terminal makes running your business simpler, safer, and more efficient than ever.
Schedule automatic transactions on a weekly, bi-weekly, or monthly basis. Set up a customer once and let the system handle every future charge — no manual processing required.
Every card number entered through our virtual terminal is encrypted to the highest PCI-DSS standards — protecting your customers and shielding your business from data liability.
Easily find past orders by date, customer name, or card type. Generate detailed transaction reports and email receipts to customers with a single click — right from your dashboard.
Give every team member their own secure login with individual credentials. Configure unique security tiers and access levels per user — so employees only see what they need to.
Accept payments directly from a customer's bank account using their routing and account numbers. Reduce card processing costs on large B2B transactions by offering ACH as an alternative.
No terminals, no card readers, no software downloads, and no ongoing technology maintenance. Your virtual terminal runs entirely in the browser — all you need is an internet connection.
Whether your team processes payments from a desk, on the road, or from home, our browser-based terminal travels with you — available from any device, any time.
If your business receives payment before or after delivering a product or service — without seeing the customer in person — we have a solution built for you.
From government contractors to mail-order retailers, our Card Not Present solution is built for the industries that depend on remote, phone, and online payment acceptance.
Contact us today and we'll get your Card Not Present virtual terminal set up — no equipment, no software, and no contracts required. Over 35 years of experience, wholesale rates, and a dedicated rep for the life of your account.
