Unlock hidden savings with Level 2 & Level 3 interchange optimization. B2B and B2G merchants can save up to 1.15% on every transaction — without changing how you do business.
Interchange refers to the rates and fees that credit card issuing banks charge — and for most B2B and B2G merchants, those fees can climb as high as 3.25%. Most processors simply pass that cost along to you.
We do things differently. Our platform automatically identifies which transactions qualify for reduced interchange rates using Level 2 and Level 3 data, ensuring you capture every available saving — automatically, on every eligible transaction.
Whether you're at a counter, on the road, or processing online, we have the right solution with Level 2 & Level 3 optimization built in.
Full-featured counter terminals with interchange optimization built right in — no extra steps required for your team.
Take orders by phone or mail order and capture Level 2 & Level 3 data through our virtual terminal — no card required at time of transaction.
Connect your online store to our gateway and pass Level 2 & Level 3 data automatically on qualifying B2B and B2G purchases.
Take your business on the road — process payments anywhere with a mobile reader that captures all data levels for maximum savings.
Most merchants only pass Level 1 data — the basics like card number and amount. Our platform automatically enriches your transactions with the additional fields that unlock lower interchange rates.
From government contractors to wholesale distributors, we specialize in the complex payment environments that B2B and B2G merchants operate in.
Companies selling to other companies — where commercial cards, purchasing cards, and high-ticket transactions are the norm.
Contractors and vendors working directly with federal, state, or local government agencies — where purchasing cards are standard.
Contact us today and we'll provide you with the best method to accept your credit cards while drastically reducing your processing costs. Over 35 years of experience, wholesale rates, and a dedicated rep for life.
