For over 35 years, About RS Merchant Services International has championed merchants with honest pricing, wholesale rates, and a commitment to putting your bottom line first.
Founded in 1995, RS Merchant Services International has spent three decades fighting for the merchant. While traditional processors prioritize bank profits, we built our entire model around one idea: merchants deserve better.
We represent merchants from virtually every industry — retail, restaurant, e-commerce, healthcare, automotive, high-risk, and more. Our philosophy is simple: make a modest margin across many merchants rather than a large profit from a few.
"We don't believe in squeezing merchants. We believe in growing with them — one honest transaction at a time."
RS Merchant Services International opens its doors with a single mission: give small and medium businesses access to the same wholesale payment rates that large corporations enjoy.
We expanded into high-risk verticals that major processors routinely rejected — smoke & vape, firearms, adult, and more — developing specialized underwriting expertise that others simply didn't have.
We introduced our signature Bank Cost Program — a zero-cost processing model that eliminates credit card fees entirely for merchants, passing the cost transparently to the card user instead.
Today RS Merchant Services serves thousands of businesses across all 50 states, processing over $2 billion annually — and we still answer the phone when you call.
Every decision we make starts with one question: does this benefit the merchant? From our rate structure to our support model, merchants come first — always.
01No hidden fees. No bait-and-switch pricing. No confusing statements. We show you exactly what you pay and exactly why — because honest business builds lasting relationships.
02A dedicated rep who answers their cell. 24/7 technical support from real people. We don't disappear after the sale — we stay with you for the life of your account.
03Join thousands of merchants who switched to RS Merchant Services and immediately started saving. A free cost analysis takes less than 10 minutes — and there's never any obligation.
