High Risk Merchant Accounts
When Do Merchant Accounts Become High Risk?
Banks, Processors and Acquirers consider a merchant account "High Risk" due to the association prohibition, high reputational risk, high fraud potential, is prone to chargebacks, or risk of financial failure exits.
These types of businesses often fall under the Card Not Present category, work from home and/or being a start up business. Processors also have a long list of industry types that they will not open an account for. You can see what a general list looks like below.
Common commercial banks aren't prepared to take on these riskier merchant accounts. We partner with various banks that specialize in establishing these account types.
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If you have been turned down by your bank or another Merchant Service Provider, contact us. We have a 90% approval rate. As they say say in Lotto, "You Have to Play to Win!".